Finance your studies – housing allowance, child benefit, social assistance for students

Anyone who has ever studied life knows how close the money can be during that time. You have to rely on every penny and therefore try to get as much financial support as possible. Housing benefit is a very important aspect, because even students can apply if they are not entitled to bank. Nevertheless, this is not easy: Who wants to get housing, must meet a lot of necessary conditions.

Housing allowance for students – what exactly is that?

Housing allowance for students - what exactly is that?

The housing allowance is a state subsidy that citizens can receive if they earn very low income . Tenants of rooms or a flat, as well as owners of a flat or a home, are subsidized.

Whether you yourself are entitled to housing benefit is set out in the Social Security Code and in the so-called Housing Benefits Act. However, the conditions for the purchase are very high. Therefore, most students are unlikely to receive housing allowance. If, for example, you are entitled to receive bank, you are not entitled to housing allowance as a student .

It does not matter whether you refer to it or indeed applied for it. Even if the application for bank has already been rejected because you or your own parents have too high an income, this is no reason to be entitled to housing benefits.

Exceptions confirm the rule – when do you receive housing allowance as a student?

Exceptions confirm the rule - when do you receive housing allowance as a student?

There are a few exceptions where students may also receive housing allowance. This is the case, for example, when a student still lives with his or her parents and a member of the family receives no social benefits or is also a student. The same applies if you live together with a student partner and have a child together. Because the child naturally does not study and therefore does not receive bank, one also has the right to receive housing allowance. Whether one is also a married couple does not matter at all.

As a student, you will also receive housing allowance if you are not entitled to bank (more). This is true if you

  • the discipline has changed without a valid reason
  • the age limit up to which you can refer bank has already exceeded
  • has already exceeded the maximum funding period for bank
  • as a foreigner can not meet the necessary conditions for housing benefit
  • can not provide any necessary proof of achievement in order to be able to continue to receive bank

How is housing allowance applied for?

How is housing allowance applied for?

Anyone wishing to receive housing allowance must submit an application to the respective office. This may be the city administration or a special housing allowance. It is best to inquire directly from the community about the right contact person. The documents include a completed application form, a proof of income and a certificate from the landlord. Furthermore, it plays a crucial role, how high the income of the Fmailienmitglieder is and how much rent you already paid yourself.

In the case of a positive decision, you receive housing allowance for one year, after which another application must be made in order to extend your stay.

Since we live in Germany in a typical welfare state, as a person in need, you can always apply for social benefits. Although this law does not apply directly to students, there are also exceptions. This is actually the so-called disability. Because: Only if you are unable to work in Germany, you have the right to receive social benefits from the state. For all other persons apply for unemployment benefit 2, which is also known as Grats IV.

I am a student – can I still get social assistance?

I am a student - can I still get social assistance?

When it comes to German law, every person who is between the ages of 15 and 64 and who is able to work for at least three hours a day is considered fit to work. Because a regular study for most students, however, is already a kind of full-time job to which you have to devote your full concentration, so you have no claim to receive social benefits as a student.

In addition, it is believed that without their studies , they would be basically able to work.

However, this can not be generalized, because there are exceptions: Even as a student you can apply for welfare benefits – namely, if you are unable to work for a longer period – or even permanently will be the case. Also, the exception applies if the person in question has inactive relatives. In principle, however, students are considered by the German law as clearly employable.

However, if you are severely limited by a prolonged illness that takes several months, then you would not be able to pursue a normal job – and then just as a student is entitled to social benefits.

The bank claim continues to exist if the break does not take longer than three months. In addition, if the inability to work is not permanent, then you can apply for ALG 2 or Grats IV if you interrupt your studies for more than three months.

Other important information about social money

Other important information about social money

If the bank-related student lives in a so-called community of needs, then he is also entitled to social benefits. Attention: this is not social welfare. An example: If you live together with your family in a household – this can also be a partner with a child – you are entitled to social benefits. So there has to be a kinship or a partnership . In addition, it is important that the needy part of this community is unable to work.

Children under the age of 15 are generally considered unfit to work. If the parents are both in education, they can apply for social benefits. It is important here that the child also belongs to a community of need , so living together with his parents – or at least one parent. It must also be taken into account in this context that the child allowance entitles the child to social benefits – and exactly in the amount of the child benefit.

If a child is under the age of 18 and is permanently disabled – for example because of a disability – then it is also eligible to apply for social benefits to receive financial support.

Scholarship – not only for highly gifted

Scholarship - not only for highly gifted

A scholarship can greatly facilitate student life. It is not only open to the gifted. Many foundations award scholarships, for example, for volunteer work, regional, for working-class children, or if you are close to a party. There are many ways to secure a scholarship.

What is a scholarship?

What is a scholarship?

The scholarship means that money regularly flows to finance the studies. It can be about the cost of living, or money for teaching materials such as books, or even laboratory equipment. Clear distinction from the scholarship is the student loan. It has to be repaid – even if some call scholarship. Many foundations and other organizations not only promote money but also ideel .

So often different seminars for the scholarship holders are offered, which can be quite worthwhile. These are application tips, soft skills or contacts for a later job.

Where can I apply?

Where can I apply?

The major parties offer fellowships through foundations. The line of the party should be supported in principle. It does not do any good to advertise for the money alone, the scholarship providers quickly realize that. Those who can not identify with a party can also turn to general foundations.  The big churches also offer scholarships.

How to apply

How to apply

Often, suitable candidates are suggested by their teachers or faculty. In other cases you apply yourself directly. This varies depending on the foundation. In any case, you have to write a justification why one considers oneself suitable to be promoted and what one connects with the respective foundation. There are aptitude tests and interviews. However, this should not deter you. Those who can present themselves convincingly have already earned a plus.

Not just one-one candidates are taken. Often the commitment in addition to the school or university is rated particularly high. Side jobs, voluntary work or a study group with study-related content can be helpful here. This shows that you are ready to do more.

After the acceptance

After the acceptance

Once the scholarship has worked out, you will receive regular funding. Almost all foundations hold meetings, seminars and conferences for their fellows. So you do not just learn more, you also get to know other fellows, ideally even later employers. Networking is high and should be used as well as possible to make job entry easier .

In most foundations, one has to prove his achievements on a regular basis, who does not, can easily lose his support. This is done by proving the credit points (formerly: bills) after each or after certain semesters. Sure, the foundations want to see if you make an effort and the promotion is worthwhile. Most foundations would like to see their fellows closely tied to progress and to be able to support them ideologically.

The application for a scholarship is worthwhile in any case. Especially with good grades and appropriate commitment. But even those who can not prove that, has still chances to be accepted and then to prove.

The maintenance claim of students towards their parents

The maintenance claim of students towards their parents

Basically there is a maintenance entitlement of the students towards their parents, the amount of which depends on the needs of the dependent persons as well as the need. However, the entitlements are reduced by the bank claim of the student, since the Federal Training Allowance is intended to replace the benefits of the parent’s home if the parents have little resources.

As a student’s requirement, a minimum of 670 Euros is required, which is increased by tuition fees and higher than average tuition fees. Prerequisite for the maintenance claim during the study is in principle that the standard period of study is not significantly exceeded. By this, the courts understand at least one additional semester allowed.

Some judges have generally allowed students to exceed the number of semesters provided for in the study regulations, either in general or because of a special situation. The right to parental maintenance does not necessarily have to be paid in cash .

If a university near the parental home offers the desired course of study, the debtors can also fulfill a large part of their obligation by providing accommodation and meals. The legal situation is not clearly clarified if the student was not accepted at the university of his place of residence.

While most of the judgments in this case regard the provision of cash payments by the debtors as necessary, some judges have at least demanded a one-time re-application to the nearest university. Interim activities such as the Federal voluntary service do not affect the maintenance claim against the parents.